1. About Tax Lien Gurus
Tax Lien Gurus ("we," "us," or "our") is an informational and research platform for tax lien certificate investing. We provide tools including auction search, state compliance guides, an AI-powered research assistant (Guru Guide), a portfolio tracker, and educational content (Academy).
Tax Lien Gurus is operated by Tax Lien Gurus LLC. To contact us, email support@taxliengurus.com.
2. Eligibility
You must be at least 18 years of age to use Tax Lien Gurus. By using the platform, you represent that you are 18 or older and have the legal capacity to enter into a binding agreement. The platform is intended for use by residents of the United States.
3. Accounts
Registration
You must create an account to access most features. You agree to provide accurate, current, and complete information during registration and to keep it updated. You are responsible for maintaining the confidentiality of your password and for all activity under your account.
Account security
Notify us immediately at support@taxliengurus.com if you believe your account has been compromised. We are not liable for any loss resulting from unauthorized use of your account.
One account per person
Each account is for a single individual. You may not share your account credentials with others or create multiple accounts to circumvent rate limits or subscription restrictions.
4. Subscriptions & Billing
Plans & pricing
Access to Pro features requires a paid plan: Monthly or Annual (billed as a recurring subscription) or Lifetime (a one-time payment). There is no free trial — you are charged at checkout at the rates shown. Where founding-launch pricing is offered, that rate remains in effect for as long as your membership stays continuously active. Recurring prices may change with 30 days' advance notice; a locked founding rate will not increase while your membership remains active.
14-day money-back guarantee
Every plan is backed by a 14-day money-back guarantee. If you are not satisfied, request a full refund within 14 days of your initial purchase and we will refund it to your original payment method. See our Refund Policy for full details.
Cancellation & refunds
You may cancel at any time from your account settings. For Monthly and Annual plans, cancellation stops future renewals and takes effect at the end of the current billing period — you retain access until then. Except as provided by the 14-day money-back guarantee and our Refund Policy, payments are non-refundable for partial or completed billing periods, except where required by applicable law.
Failed payments
If payment fails, we will attempt to retry. If payment cannot be collected, your account may be downgraded to free tier or suspended until the balance is resolved.
5. Acceptable Use
You agree to use Tax Lien Gurus only for lawful purposes and in accordance with these Terms. You agree not to:
- Scrape, crawl, or systematically download data from the platform using automated tools.
- Reverse-engineer, decompile, or attempt to extract source code from the platform.
- Use the platform to transmit spam, malware, or other harmful content.
- Attempt to gain unauthorized access to any part of the platform or its underlying infrastructure.
- Misrepresent your identity or impersonate any person or entity.
- Use the platform in any way that violates applicable federal, state, or local law.
- Resell or sublicense access to the platform without our written permission.
We reserve the right to suspend or terminate accounts that violate these terms without refund.
6. AI Features — Guru Guide
The Guru Guide uses artificial intelligence (powered by Anthropic's Claude) to answer questions about tax lien investing. Important limitations apply:
- Not professional advice: Guru Guide responses are educational and informational only. Nothing generated by Guru Guide constitutes legal, financial, tax, or investment advice.
- Accuracy not guaranteed: AI can make mistakes. Always verify information directly with the relevant county, state agency, or a qualified professional before making any investment decision.
- Rate limits: Free accounts are limited to 10 AI queries per day. Pro accounts receive 500 queries per day. Limits reset daily at midnight UTC.
- Your queries: Do not submit sensitive personal or financial information (Social Security numbers, full account numbers, etc.) to the Guru Guide.
7. Data Accuracy
Auction dates, rates, redemption periods, and compliance rules displayed on the platform are sourced from public records and updated regularly. However:
- Tax lien rules change frequently and vary by county. Information may be outdated or incomplete.
- We make no warranties regarding the accuracy, completeness, or timeliness of any data on the platform.
- Always verify critical details — dates, rates, registration requirements — directly with the county treasurer or taxing authority before bidding.
8. Intellectual Property
All content on Tax Lien Gurus — including the platform design, code, text, data compilations, Academy course content, and the Guru Guide system — is owned by Tax Lien Gurus LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the platform for your personal, non-commercial investment research. You may not reproduce, distribute, or create derivative works from any platform content without our written permission.
Your portfolio data and watchlist data remain yours. We claim no ownership over information you enter into the platform.
9. Disclaimer of Warranties
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TAX LIEN GURUS LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR INVESTMENT RETURNS, ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL CUMULATIVE LIABILITY FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.
11. Indemnification
You agree to indemnify and hold harmless Tax Lien Gurus LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the platform, your violation of these Terms, or your violation of any rights of a third party.
12. Third-Party Services
The platform integrates with third-party services including Supabase (database), Anthropic (AI), and Netlify (hosting). Your use of features powered by these services is also subject to their respective terms of service and privacy policies. We are not responsible for the practices of these third parties.
13. Termination
We may suspend or terminate your account at any time for violation of these Terms, non-payment, or for any other reason at our discretion, with or without notice. Upon termination, your right to use the platform ceases immediately. Sections 8–11 and 14 survive termination.
You may close your account at any time by contacting support@taxliengurus.com.
14. Governing Law & Disputes
These Terms are governed by the laws of the United States and the state in which Tax Lien Gurus LLC is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction for intellectual property violations.
You waive any right to participate in a class action lawsuit or class-wide arbitration against Tax Lien Gurus.
15. Changes to These Terms
We may update these Terms from time to time. When we do, we will update the "Last Updated" date at the top of this page. For material changes, we will notify you by email or by a prominent notice on the platform at least 14 days before the changes take effect. Continued use of the platform after that date constitutes acceptance of the updated Terms.
16. Contact
Questions about these Terms? Contact us at:
- Email: support@taxliengurus.com
- Website: taxliengurus.com